We perform a soft credit search which will not leave a footprint on your credit file or affect your credit score

We specialise in providing finance for customers in a DMP or IVA

Those who are self-employed or ex-bankrupt can still apply

How Premium Plan can help you

We know that changes in financial circumstances can affect your ability to secure car finance and leave you in a stressful position. This is why we take the time to understand you and your financial needs fully.


A Trusted Source

Premium Plan is part of the Totemic Group which has over 20 years’ experience in helping people in financial difficulties. Since 2012 we have helped place over 1,500 people into their car with an affordable finance solution. We often hear “We wish we had come to you sooner” from our customers. Brokers refer their clients to us because they know we can be trusted to provide suitable and affordable finance solutions for their customers.


Our Ethos

The Financial Conduct Authority requires firms to treat customers fairly at all times and we are proud to adhere to this principle. At Premium Plan we put our customers at the centre of everything we do and focus on giving you the best service and products possible. You are at the heart of everything we do and we make sure we treat you fairly.

Representative 29.9% APR

Complete the online enquiry form today or call 0800 197 9758 to speak to Premium Plan trading as Red Potato.

What our clients say...


To drive an SUV, or non-SUV; that is the question

Published on March 11, 2016

With more car manufacturers getting into the SUV market it’s made many customers rethink their…

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New car registrations reach an 11-year high

Published on March 3, 2016

The Society of Motor Manufacturers and Traders (SMMT) reported a rise in new car registrations…

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Looking after your pennies while fuel prices are at a low

Published on February 26, 2016

Petrol stations across the UK may start to see an end to the falling fuel…

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