Chat with us, powered by LiveChat

Statement in relation to recent FCA action

Statement in relation to recent FCA action in the motor finance sector in relation to Discretionary Commissions arrangements. 

Please note that Premium Plan have never offered a discretionary commission arrangement and are therefore not covered by the scope of the investigation.

Contact Details

If you wish to make a payment to catch up on deferred payments or arrears, please contact our collections team.

Customer Collections Team: or 0800 912 1482

Opening hours: Monday to Friday 8:00 – 17:00, Saturday and Sunday closed

We perform a soft credit search which will not leave a footprint on your credit file or affect your credit score

We specialise in providing finance for customers in a DMP or IVA

Those who are self-employed or ex-bankrupt can still apply

How Premium Plan can help you

We know that changes in financial circumstances can affect your ability to secure car finance and leave you in a stressful position. This is why we take the time to understand you and your financial needs fully.


A Trusted Source

Premium Plan is part of the Totemic Group which has over 20 years’ experience in helping people in financial difficulties. Since 2012 we have helped place over 4,000 people into their car with an affordable finance solution. We often hear “We wish we had come to you sooner” from our customers. Brokers refer their clients to us because they know we can be trusted to provide suitable and affordable finance solutions for their customers.


Our Ethos

The Financial Conduct Authority requires firms to treat customers fairly at all times and we are proud to adhere to this principle. At Premium Plan we put our customers at the centre of everything we do and focus on giving you the best service and products possible. You are at the heart of everything we do and we make sure we treat you fairly.

Representative 19.9% APR

Complete the online enquiry form today or call 0800 197 9758 to speak to Premium Plan trading as Red Potato.

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.9%, the amount payable would be £162.34 a month, option to purchase fee £10.00, with a total cost of credit of £2,302.32 and a total amount payable of £7,802.32

What our clients say...

Car Finance in a DMP

Published on June 30, 2020

Those who have been in — or currently are in — a Debt Management Plan…

Read More

Coronavirus update from Premium Plan

Published on March 19, 2020

Coronavirus update from Premium Plan We understand that these are worrying times, and people are…

Read More

To drive an SUV, or non-SUV; that is the question

Published on March 11, 2016

With more car manufacturers getting into the SUV market it’s made many customers rethink their…

Read More