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Our Process

At Premium Plan we specialise in reviewing your application and making a lending decision based on your current circumstances.

We will guide you through the application process and any supporting documentation required. Once your application has been submitted, we will review the information and documents provided to us so we can make a lending decision.

Between us we'll guide you through the process every step of the way, we pride ourselves on our helpful and friendly service.

The application

Contact us or fill in our enquiry form and we will call you to collect some basic details and to see if you meet our lending criteria.

The car

You may already have a car in mind but if not, we can help you find something to suit your needs while staying within your budget.


Once we receive your application, this is passed to our Underwriting team who will contact you to conduct an income and expenditure to ensure you affordability on the vehicle you wish to finance. Once this process has been conducted we will provide you with a decision.

Collecting your car

When all documentation has been signed and received, we will arrange payment with the dealership so you can collect and enjoy your car!


Representative 19.9% APR

Complete the online enquiry form today or call 0800 197 9758 to speak to Premium Plan trading as Red Potato.

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.9%, the amount payable would be £162.34 a month, option to purchase fee £10.00, with a total cost of credit of £2,302.32 and a total amount payable of £7,802.32