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How we help

Have you experienced money problems which means you’re now struggling to get car finance? If so, Premium Plan is here to help. With a wealth of experience in looking after those with a poor credit history we will help you find a suitable finance option. Providing a personal end-to-end service, we will chat through your circumstances to best understand your situation and requirements.

We know that changes in financial circumstances can affect your ability to secure car finance and leave you in a stressful position. This is why we take the time to understand you and your financial needs fully. 

We take into account a wide range of factors for every customer; this means that even if you have had credit problems in the past, have been or are in a Debt Management Plan (DMP) or Individual Voluntary Arrangement (IVA), faced rejection from other lenders or are dealing with debt, we can often help.

We can help where others may not:

We perform a soft credit search which will not leave a footprint on your credit file or affect your credit score.

We specialise in providing finance for customers in a DMP or IVA

Those who are self-employed or ex-bankrupt can still apply

We consider CCJs, Defaults and arrears

Our flexible approach allows us to often say yes where others say no. These decisions are based on a common sense approach. We perform a soft credit search, which will not leave a footprint on your credit file or affect your credit score, but more importantly;





Representative 19.9% APR

Complete the online enquiry form today or call 0800 197 9758 to speak to Premium Plan trading as Red Potato.

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.9%, the amount payable would be £162.34 a month, option to purchase fee £10.00, with a total cost of credit of £2,302.32 and a total amount payable of £7,802.32