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Our Finance

Taking out car finance directly from a dealer can mean limited stock to choose from as well as being stuck with the loan rates and repayments that their finance company set out. Here at Premium Plan we like to keep things simple, once you have been approved for finance you can buy the car you want, from the reputable dealer you want. We pride ourselves on our helpful and friendly service and will guide you through the process every step of the way and with a representative APR of 29.9% there’s no better time to apply!

How to apply for finance

If you are interested in finance with us then all you need to do is fill out our simple enquiry form and one of our friendly team will be in contact with you straight away to discuss your requirements.


Need a car as well?

Red Potato (a trading name of Premium Plan Limited) offers an online car dealership that specialises in finding you that ideal car. The team has over 30 years’ experience working within the motor industry and can provide you with expert advice. You can visit the site to browse through the collection, or if you have something in mind already you can contact the Red Potato team now on 0800 197 9758 or fill out the form below and someone will be in contact to discuss your requirements.

What we will finance

We can finance anything from Smart cars to Saloons and most in between!  As long as the car meets our criteria and you are able to manage the monthly repayments, we won’t try to influence your decision!

What we won’t finance

We will not finance any vehicles which are for commercial use, including but not limited to, taxis, limousines, cars for driving schools or couriers.

Representative 19.9% APR

Complete the online enquiry form today or call 0800 197 9758 to speak to Premium Plan trading as Red Potato.

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.9%, the amount payable would be £162.34 a month, option to purchase fee £10.00, with a total cost of credit of £2,302.32 and a total amount payable of £7,802.32

We perform a soft credit search, which will not leave a footprint on your credit file or affect your credit score

We specialise in providing finance for customers in a DMP or IVA

Those who are self-employed or ex-bankrupt can still apply