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Eligibility Criteria

If you have a car in mind and want finance to help purchase it we can help you with this. The car you want must fit within our criteria below in order for us to consider a finance application for the vehicle.

Term of HP Agreement Maximum Age of Vehicle at the time of purchase Maximum mileage at the time of purchase
60 Months 5 Years old 75,000
48 Months 6 Years Old 90,000
36 months 7 Years old 100,000


Having a poor credit history could mean a few things, so our team will always look at your individual circumstances when you apply. Just so you have an idea of what we will need, there are a few points below:

Applicants must be:


Aged between 18 and 70 years of age

In employment (full or part-time, and not in probation period) or self-employed (trading at least 1 year)

UK mainland resident for at least the last 3 years, if non-EU applicant you must provide residency/work permit

Documents we will require:


Last 3 months’ bank statements

Full UK driving licence

A month’s worth of payslips to prove income, most recent tax return if self-employed



Applicant must not be bankrupt or have been declared bankrupt within the last 12 months

If you are in an IVA or Trust Deed, your Insolvency Practitioner must have provided consent for you to take finance for a car

Applicants in a DMP will be considered

The vehicle must not be for commercial use, i.e. taxi, chauffeur, driving school, courier or other commercial purpose

Representative 19.9% APR

Complete the online enquiry form today or call 0800 197 9758 to speak to Premium Plan trading as Red Potato.

Representative Example: Borrowing £5,500 over 48 months with a representative APR of 19.9%, the amount payable would be £162.34 a month, option to purchase fee £10.00, with a total cost of credit of £2,302.32 and a total amount payable of £7,802.32