Our Process

At Premium Plan we specialise in reviewing your application and making a lending decision based on your current circumstances.

Our sister company, Red Potato, will guide you through the application process and any supporting documentation required. Once your application has been submitted, we will review the information and documents provided to us so we can make a lending decision.

Between us we'll guide you through the process every step of the way, we pride ourselves on our helpful and friendly service.

The application

Contact us or fill in our enquiry form and Red Potato (our friendly sister company) will call you to collect some basic details and submit your finance application to Premium Plan if it meets our criteria

The car

You may already have a car in mind but if not, the Red Potato team can help you find something to suit your needs while staying within your budget.


Once we receive your application, this is passed to our Underwriting team who will contact you to conduct an income and expenditure to ensure you affordability on the vehicle you wish to finance. Once this process has been conducted we will provide you with a decision.

Collecting your car

When all documentation has been signed and received, we will arrange payment with the dealership so you can collect and enjoy your car!


Representative 29.9% APR

Complete the online enquiry form today or call 0800 197 9758 to speak to our sister company Red Potato.