How we help

Have you experienced money problems which means you’re now struggling to get car finance? If so, Premium Plan is here to help. With a wealth of experience in looking after those with a poor credit history we will help you find a suitable finance option. Providing a personal end-to-end service, we will chat through your circumstances to best understand your situation and requirements.

We understand that changes in your financial circumstances can affect other parts of your life which is why we make decisions based on much more than just your credit score.

We take into account a wide range of factors for every customer; this means that even if you have had credit problems in the past, have been or are in a Debt Management Plan (DMP) or Individual Voluntary Arrangement (IVA), faced rejection from other lenders or are dealing with debt, we can often help.

We can help where others may not:

We base our decision on your circumstances, not your credit score

We specialise in providing finance for customers in a DMP or IVA

Those who are self-employed or ex-bankrupt can still apply

We consider CCJs, Defaults and arrears

Our flexible approach allows us to often say yes where others say no. These decisions are based on a common sense approach. Our decision is based on not just a credit report but more importantly;





Representative 29.9% APR

Complete the online enquiry form today or call 0800 197 9758 to speak to our sister company Red Potato.